Travellers specific conditions
- 2 areas of cover to choose from:
Area 1: worldwide, excluding the United-States and Canada,
Area 2: worldwide, including the United-States and Canada - Health and accident cover for individuals up to the age of 80
- Limit of CHF 150,000 per person insured, per insurance period
- Deductible of CHF 100 per pathology (no deductible in the event of an accident)
- Premiums calculated according to duration of travel (from 8 to 274 days)
Insurance benefits
- Benefits covering medical hospital care and treatment in the event of an emergency
- Consultations with General Practitioners and specialists
- Prescription medicines
- Laboratory, radiology and diagnostic tests
- Dental care following an accident
- Organ transplants
Assistance services 24/7
- Provision of assistance expenses based on actual costs
- Evacuation, repatriation and acceptance of responsibility for payment of medical transport
- Medical escort
- Ambulance transport to the nearest hospital/medical centre
- Repatriation of mortal remains to usual place of residence
A variable geographical protection zone
Area 1
Allows you to enjoy full benefits worldwide, except in North America, Canada, and the Caribbean, where benefits are applicable if the two following conditions are fulfilled:
- Your stays, in one or other of these countries, do not exceed 30 days per period of insurance, all of these countries combined
- Your trip to any one of these countries was not made with the intention of seeking medical care
Area 2
Allows you to enjoy full benefits worldwide
Citizen from the USA and Canada residing in their home country cannot subscribe to our plans.
To benefit from Area 2, your stay in the USA and Canada are temporary and not permanent.
Claims
We provide an excellent claims service, which will provide you with the right answers and relevant care - fast.
You and your family will have access to Golden Care’s 24 hour emergency medical assistance number, which is provided by our partner Medic-Air International.
Medic-Air International is managed by doctors who specialise in dealing with medical emergencies. They are located in Paris and Shanghai and have access to a worldwide medical network.
We can offer:
- Reassurance and helpful advice – fast
- Pre-authorisation, which will allow you to receive the treatment you need
- Emergency medical evacuation if medical facilities where you are located are not available
- Multilingual advice or assistance
- Help find suitable healthcare providers, such as doctors and dentists in the area you are located
- Freedom to choose your own healthcare provider
Golden Care Contracts are designed and managed exclusively by our Group.